Share Rates
Share Accounts | ||||
| Effective Date: Thursday, April 18th, 2024 | ||||
| Type | Min. Deposit to Open | Min. Balance to Earn APY | Dividend Rate | APY* |
| Regular Savings | $1.00 | $100.00 | 0.30% | 0.30% |
| Christmas Savings | $15.00 | $15.00 | 1.30% | 1.30% |
*APY = Annual Percentage Yield. Dividends are calculated by the daily balance method (paid monthly), which applies a daily periodic rate to the ending principal balance on the account each day. A $1.00 minimum balance must be maintained in your credit union regular shares account to establish membership and retain access to credit union services. Except as specifically described, the following disclosures apply to all of the above accounts. Please read our Share Account Disclosure for more information.
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Checking Accounts | ||||
| Effective Date: Thursday, April 18th, 2024 | ||||
| Type | Min. Deposit to Open | Bal. to Earn APY | Dividend Rate | APY* |
| Non-Interest Bearing Checking Accounts | ||||
| Regular Checking | $50.00 | N/A | 0.00% | 0.00% |
| Fresh Start Checking | $100.00 | N/A | 0.00% | 0.00% |
| Interest Bearing Checking Accounts | ||||
| Gold Checking** | $5,000.00 | $0.00 to $4,999.99 | 0.00% | 0.00% |
| $5,000 to $9,999.99 | 0.30% | 0.30% | ||
| $10,000 and above | 0.70% | 0.70% | ||
Money Market Accounts | |||
| Effective Date: Thursday, April 18th, 2024 | |||
| $5,000.00 Minimum balance to open account. | |||
| Tiered | Bal. to Earn APY | Dividend Rate | APY* |
| Tier 1 | $0.00 - $4,999.99 | 0.00% | 0.00% |
| Tier 2 | $5,000.00 - $9,999.99 | 0.30% | 0.30% |
| Tier 3 | $10,000.00 - $24,999.99 | 0.70% | 0.70% |
| Tier 4 | $25,000.00 - $49,999.99 | 1.00% | 1.00% |
| Tier 5 | $50,000.00 and above | 1.30% | 1.30% |
| *APY = Annual Percentage Yield. Dividends are calculated by the daily balance method (paid monthly), which applies a daily periodic rate to the principal in your account each day. A $1.00 minimum balance must be maintained in your credit union regular shares account to establish membership and retain access to credit union services. Except as specifically described. Please read our Share Account Disclosure for more information. | |||
Certificates | ||
| Effective Date: Thursday, April 18th, 2024 | ||
| $1,000.00 minimum investment to open account. Bonus rates may be available with a Preferred Relationship. | ||
| Term | Dividend Rate | APY* |
| 6 Months | 2.48% | 2.50% |
| 12 months | 2.47% | 2.50% |
| **13 Month Special/Limited Time Special Offer. Qualifications restrictions may apply: | 3.92% | 4.00% |
| 18 Months | 2.47% | 2.50% |
| **19 Month Special/Limited Time Special Offer. Qualifications restrictions may apply: | 3.44% | 3.50% |
| 24 Months | 2.47% | 2.50% |
| **28 Month Special/Limited Time Special Offer. Qualifications restrictions may apply: | 2.95% | 3.00% |
| 30 Month | 2.47% | 2.50% |
| 36 Months | 2.47% | 2.50% |
| 48 Months | 2.47% | 2.50% |
| 60 Months | 2.47% | 2.50% |
*APY = Annual Percentage Yield. Dividends are calculated by the daily balance method (paid monthly), which applies a daily periodic rate to the principal in your account each day. * Dividends pay at maturity for 6 Month Certificate. Please read our Share Certificate Disclosures for more information.
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Traditional / Roth IRA Certificates | ||
| Effective Date: Thursday, April 18th, 2024 | ||
| $1,000.00 Minimum investment to open account. Bonus rates may be available with a Preferred Relationship. | ||
| Term | Dividend Rate | APY* |
| 12 Months | 2.47% | 2.50% |
| 24 Months | 2.47% | 2.50% |
| 36 Months | 2.47% | 2.50% |
| 48 Months | 2.47% | 2.50% |
| 60 Months | 2.47% | 2.50% |
*APY = Annual Percentage Yield. Dividends are calculated by the daily balance method (paid monthly), which applies a daily periodic rate to the principal in your account each day.
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Traditional / Roth IRA Savings | ||
| Effective Date: Thursday, April 18th, 2024 | ||
| $100.00 Minimum to open | ||
| Features | Dividend Rate | APY* |
| $100.00 - $9,999.99 | 0.30% | 0.30% |
| $10,000.00 and above | 1.00% | 1.00% |
| *APY = Annual Percentage Yield. Dividends are calculated by the daily balance method (paid monthly), which applies a daily periodic rate to the principal in your account each day. A $1.00 minimum balance must be maintained in your credit union regular shares account to establish membership and retain access to credit union services. Except as specifically described. Please read our Share Account Disclosure for more information. | ||